Refinancing your loan

Let’s look back at the last 3 years – what has happened? Has your family grown? Or perhaps your kids have left the nest? Maybe you’ve changed jobs, changed careers or even retired completely? A lot can happen in a short amount of time. When it comes to your home loan, a small change can make a big difference. The loan that you started with all those years ago, whilst the right one at the time, may now not suit your current situation.

It may be time to refinance.

Why refinance?

Whilst it may seem like a bit of a hassle refinancing a loan, you may be able to save thousands of dollars in repayments with just one phone call. Our team here at Coastal Finance can quickly assess whether you’re eligible for a better home loan than the one you’re on now, then help you compile all the paperwork necessary to start saving you money.

The best part of refinancing is that you’ve already gone through the process of finding a loan in the first place (and been approved!). When refinancing, you’ll be much more familiar with the process and comfortable in the knowledge that you’ve already secured a loan, so obtaining approval for a replacement loan shouldn’t be a challenge.

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